Showing posts with label Бруклин. Show all posts
Showing posts with label Бруклин. Show all posts

Thursday, January 15, 2015

how to destroy people

CRIME IS NOT SO BAD "There are a million ways that religious institutions defraud the government," said one Brooklyn accountant who asked that his name be withheld. However, it's not just the Jews, he claimed, "churches do the same thing." Churches and synagogues are exempt from filing tax returns -- although many do -- and the government usually does not audit unless it has probable cause. As a result, this can make fraud easier. In the last decade or so, a number of Chasidic institutions on the East Coast have been charged with such crimes, including the 1997 case against the Skverer Hasidim in Rockland County, N.Y., where four men were found guilty of defrauding the government of millions of dollars in federal Pell Grants. But in the Orthodox community, many defended them, despite the crime, because the money was used to support needy yeshiva students. "Nobody here owns a yacht," a resident reportedly said, and the feeling then -- as with many such institutional fraud cases -- that if the money is used to help the community and not line someone's pockets, it's not so bad. That, in fact, is a pervasive attitude these days in Brooklyn, where the Spinka case raised fewer eyebrows than in Los Angeles, because the attitude is everyone does something. This kind of discussion has been a hot topic on many Internet blogs that discuss the ultra-Orthodox community. "The government are thieves, what gives them the right to take 40 percent to 50 percent of someone's income? Anyone who can save yiddishe gelt from going down that toilet is doing a mitzvah," one contributor wrote on the Vosizneias (Yiddish for "What Is News?") blog. The blog comments, though, seem to be about evenly divided between two camps: On one hand are those castigating the government or the bloggers posting the news for spreading gossip; on the other are those demanding that the community finally put a stop to criminal behavior. One particularly poignant plea came from New York white-collar defense attorney Joel Cohen, in an essay published in 2006 titled, "Jewish Felons: The Problem of Criminality in Observant Communities." Cohen described witnessing a disturbing rise in crime among Orthodox and Chasidic Jews. "The problem in the observant community, however, is not merely occasional, nor does it often make headlines. Daily, in metropolises around the country, yarmulka-wearing criminal defendants appear before the bar of justice," he wrote. Some prisons -- especially in New York, Los Angeles and Miami -- have daily minyans, visiting rabbis, kosher food, classes and Shabbat meals, Cohen wrote. "The most common charge is fraud: against businessmen and run-of-the-mill citizens alike, most frequently involving victims outside of the Jewish community, against the government, against insurance carriers, against banking institutions, health care fraud, money-laundering and stock-swindling." Cohen pleads with his fellow Orthodox Jews to denounce the criminal activity: "Only with the open denouncement of wrongdoing from within the particular observant community can the community hope to demonstrate and protect the Torah's commitment to honesty in one's interpersonal dealings as being at least equal to, if not greater than, its commitment to technical observance of mitzvoth," he wrote DON'T BLAME THE MESSENGER\But the most talked-about aspect of the case -- both among bloggers and at Shabbat tables on both coasts -- has been the involvement of Kasirer. From the start, most here guessed accurately who he was -- an informant who turned state's evidence to save his own skin -- but what they wanted to know was what was he? Was he a moser -- an informer, who, according to traditional Jewish law, must be killed for turning against a Jew and is denied access to "the world to come." The Talmud forbids a Jew to inform on another Jew to a secular government, even if that Jew violated both secular and Jewish law. Today, among poskim -- Orthodox rabbinic deciders -- there is a debate over whether a Jew may turn in another Jew in a democratic state. Some rabbis say that laws of moser do not hold in the United States because they were established to protect Jews from corrupt and anti-Semitic governments that would likely torture and give Jews worse treatment than other prisoners than merited by Jewish law. This is not the case today in a democracy, they say. "These rules apply only to one who informs on another to bandits and so endangers that person's money and life, as these bandits chase after a person's body and money, and thus one may use deadly force to save oneself," it is written in the Aruch Hashulchan, ("Laying the Table," a book about Jewish law written in the late 19th century). But many insist that the laws of moser do apply today, and that it is forbidden by Jewish law for one Jew to inform on another to any secular government. Rabbi Ezra Batzri in "Dinnai Mamonut" ("Laws of Money") says informing is prohibited. "All rules of informing are applicable even currently .... Even if they bring all matter to court, it is clear that, through interrogation and the police, government can destroy people, and in many places they do, in fact, destroy people."

How To Bribe

Brooklyn men admit funding money-laundering in N.J. corruption sting Former Jerusalem mayor arrested in Holyland affair Uri Lupolianski suspected of taking some NIS 3 million in bribes in return for advancing Holyland real estate project; implies his predecessor, Ehud Olmert, was responsible for affair. Court extends his remand by five days Former Jerusalem Mayor Uri Lupolianski was arrested Wednesday on suspicion of taking a bribe and money laundering as part of the Holyland affair. Lupolianski is the most senior public figure to be questioned in the affair so far. Upon entering the courtroom he told reporters, "I feel good, thank God. I find it strange." Lupolianski said Ehud Olmert, who served as Jerusalem mayor before him, was responsible for the affair. "The mayor is the one who decides; he is the navigator," he told Channel 10. Lupolianski, who served as Olmert's deputy at the time, said that "the deputy mayor has no responsibility. This means good things and bad things. There is no responsibility. It's nothing. It's just a title to take care of it, to make it nice. The mayor is the one who decides, and that's the truth." The Jerusalem Magistrate's Court accepted the police's request to extend Lupolianski's remand by five days. He is suspected of taking a bribe, money laundering, conspiring to commit a crime, fraud, breach of trust and tax offenses. Lupolianski served as chairman of the local planning and construction committee in Jerusalem when the Holyland project was approved. According to the police, during his term in different roles at the Jerusalem Municipality, Lupolianski demanded and received bribes and money from the Holyland project's entrepreneurs through a third party. The sums were allegedly received as donations to the Yad Sarah association. By 1999 he had taken some NIS 1.5 million (about $405,000) and from 2000 to 2006 he took an additional NIS 1.4 ($378,000) million. In addition, Lupolianski is suspected of receiving $30,000 for his personal use and in order to pay political activists during the Jerusalem mayoral elections in 2003, as well as $100,000 in 2005 as a donation to an advanced Judaic studies program run by his son.In exchange for the bribe, Lupolianski allegedly worked to advance the Holyland project in accordance with the entrepreneurs' demands. During his tenure as deputy mayor from 1993 to 2003, and later as mayor from 2003 to 2008, Lupolianski allegedly worked to speed up the discussion and approval of the city construction plan in the local planning and construction committee, to postpone the hearing of nearly 1,000 objections, to prevent lowering the buildings by two floors, to lower the land betterment taxes and to support the project's city construction plans. The police suspect that thanks to Lupolianski's activities, Holyland's entrepreneurs saved millions of shekels. He also helped boost the project and increase the entrepreneurs' income significantly. 'He did not disrupt investigation' Judge Abraham Heiman explained that he decided to extend Lupolianski's remand for fear of a disruption of the investigation. "The initial suspicions have become stronger. The investigation material contains more and beyond a reasonable doubt. The case I am dealing with is extremely serious," he said. The police representative, Superintendent Lior Rice, said that "the suspect betrayed the public's trust while taking a bribe. We suspected him from the start of the investigation." Rice added that apart from the donations, Lupolianski had received additional funds and that receipt had been issued for the donations. Lupolianski's lawyer, Attorney Yair Golan, claimed that his client "never took a brine or even one penny and cooperated fully with his investigators." According to the lawyer, "There is not one piece of evidence that Lupolianski tried to disrupt the investigation since it became public." Golan added that "the family of entrepreneur Hilel Cherny donated to Yad Sarah for 20 years, and not only in the past few years. All the donations were legal. Nothing went into his pocket. Indeed, he founded and volunteered in Yad Sarah, but this is his only connection to the association. He is completely clean." Yad Sarah said in a statement that the association "has nothing to do with the Holyland affair and never received bribes. If required, Yad Sarah will cooperate with the law enforcement authorities as needed." Earlier Wednesday, Olmert's media advisor said the former prime minister has decided to cut short his stay in Europe and will land in Israel on Wednesday night on the backdrop of the Holyland corruption scandal he has been implicated in, even though he denies any connection or involvement with the affair. The remand of six of the suspects detained in the Holyland case was extended by five days. Jerusalem Municipality's legal advisor received a request to halt construction on the Holyland real estate project. He promised to give the case priority. Eli Senyor and Shmulik Grossman contributed to this report

illegally transferred up to $1.4 million

Haredim Admit Guilt In Money Laundering Sting Yeshaye EhrentalYeshaye Ehrental, 66, and Schmuel Cohen, 25, said they illegally transferred up to $1.4 million to Rabbi Eliahu Ben Haim, who is accused of using his religious charities to hide money for a government informant. Brooklyn men admit funding money-laundering in N.J. corruption sting By Joe Ryan • The Star-Ledger Two Brooklyn men arrested in last year’s massive FBI sting pleaded guilty in federal court in Trenton today, saying they supplied cash to a Monmouth County rabbi charged with running a money-laundering operation. Yeshaye Ehrental, 66, and Schmuel Cohen, 25, said they illegally transferred up to $1.4 million to Rabbi Eliahu Ben Haim, who is accused of using his religious charities to hide money for a government informant, according to U.S. Attorney Paul J. Fishman. The three were among scores of defendants initially charged in July in the epic sting that hinged on a failed Monmouth County developer who spent more than two years secretly recording conversations with rabbis who supposedly laundered money and public officials who allegedly took bribes. Ehrental and Cohen, an Israeli citizen, are the 15th and 16 defendants to plead guilty in the case. During a hearing before U.S. District Judge Joel A. Pisano, the pair said they worked with contacts in Israel from 2007 to 2009 to supply cash to Ben Haim. Authorities say Ben Haim used the cash to launder checks for the informant, Solomon Dwek, who claimed he had earned they money through criminal schemes and needed to hide it from from a bankruptcy proceeding. Ehrental said he transferred $200,000 and $400,000 in cash to Ben Haim. Cohen said he transferred between $400,000 and $1 million. They pleaded guilty to operating unlicensed money transmitting businesses. Ben Haim’s lawyer, Lawrence S. Lustberg, declined to comment today. During a bail hearing last month, the attorney said the rabbi has been engaged in "constructive" plea negotiations with the government. Under the terms of his plea agreement, Ehrental faces between 12 and 18 months in prison, assistant U.S. Attorney Maureen Nakly said. Cohen faces 18 to 24 months, Nakly said. Federal judges, however, are not bound by the terms of plea bargains and have wide discretion when imposing sentence. Pisano scheduled sentencings for Ehrental and Cohen on July 26.

Pleads Guilty To Money Laundering - a maximum statutory penalty of 20 years in prison

Rabbi Ben Haim, former leader of Deal temple, pleads guilty to money laundering By Jean Mikle • Asbury Park Press TRENTON — Eliahu Ben Haim, a prominent Deal rabbi, pleaded guilty to money-laundering and conspiracy today in federal court. Ben Haim, 59, of Long Branch, is the former principal rabbi of Congregation Ohel Yaacob in Deal. He took a leave of absence from that position after he arrested July 23, 2009 as part of a massive government investigation into money-laundering and political corruption that resulted in the arrests of 46 people, including five rabbis, three assemblymen, and numerous other politicians. Ben Haim is the first rabbi to plead guilty. He is scheduled to be sentenced Sept. 30, according to, according to Rebekah Carmichael, a spokeswoman for the U.S. Attorney's Office. The government's key informant in the case was failed Ocean Township real estate developer Solomon Dwek, 37, who began cooperating with theFBI shortly after his arrest on $50 million in bank fraud charges in 2006. The Asbury Park Press Special Section On The Arrests, The Sting, And The Dwek Case. The US Attorney's Press Release: FOR IMMEDIATE RELEASE June 17, 2010 United States Attorney District of New Jersey DEAL, NEW JERSEY RABBI PLEADS GUILTY TO MONEY LAUNDERING CONSPIRACY TRENTON, N.J. – Eliahu Ben Haim, formerly the principal rabbi of Congregation Ohel Yaacob, a/k/a Ocean Avenue Synagogue, in Deal, New Jersey, pleaded guilty today to conspiring to launder approximately $1.5 million in funds that he believed were the proceeds of unlawful activities, United States Attorney Paul J. Fishman announced. Eliahu Ben Haim, 59, of the Elberon section of Long Branch, New Jersey, pleaded guilty before United States District Judge Joel A. Pisano to an Information charging him with money laundering conspiracy. Judge Pisano continued Ben Haim’s release pending sentencing on a $1.5 million bond and home confinement with GPS tracking. Sentencing is scheduled for September 30, 2010. According to documents filed in this case and statements made in Trenton federal court: Ben Haim admitted that beginning in October 2006, he met with an individual he now knows was a cooperating witness with the United States ( the “CW”) and, for a fee of approximately 10 percent, agreed to launder and conceal the CW’s funds through an already- existing underground money transfer network. Ben Haim admitted that, prior to laundering the CW’s funds, the CW repeatedly told him that the funds the CW sought to launder were the proceeds of the CW’s illegal businesses and schemes, including bank fraud, trafficking in counterfeit goods, and bankruptcy fraud. In order to conceal and disguise the nature and source of the CW’s funds, Ben Haim directed the CW to make the checks payable to several organizations that Ben Haim operated, including Congregation Ohel Eliahu, Friends of Yechave Daat, and Congregation Yehuda Yaaleh. Once he received the checks from the CW, Ben Haim deposited them into bank accounts held in the names of the organizations and then wired the proceeds of those checks to a co-conspirator in Israel described in the Information with the initials I.M. or, at I.M.’s direction, to bank accounts held by other individuals and corporations in various foreign countries, including Israel, Turkey, China, Switzerland and Argentina. I.M. would then make cash available through an underground money transfer network, including at the cash houses operated by Schmuel Cohen, a/k/a “Schmulik Cohen,” Yeshaye Ehrental, a/k/a “Yeshayahu Ehrental,” a/k/a “Yishay Ehrental,” and Akiva Aryeh Weiss, a/k/a “Arye Weiss.” Ben Haim admitted that, despite being informed of the illicit nature of the funds, he engaged in approximately 35 money laundering transactions with the CW, in which he converted approximately $1.5 million in checks into approximately $1.35 million in cash, retaining a fee of approximately $150,000 for engaging in those transactions. Today’s guilty plea stems from a two-track undercover Federal Bureau of Investigation (FBI) investigation into public corruption and international money laundering which resulted in the charging of 44 individuals via criminal Complaints on July 23, 2009. At that time, Ben Haim, Cohen, Weiss and Ehrental were each charged in separate criminal Complaints. Cohen, Weiss, and Ehrental each pleaded guilty in April 2010 to operating illegal money transmitting businesses, admitting that they transferred thousands of dollars in cash to Ben Haim and to the CW on behalf of Ben Haim. The charge to which Ben Haim pleaded guilty carries a maximum statutory penalty of 20 years in prison and a $250,000 fine. In addition, Ben Haim agreed to forfeit approximately $1.5 million, including approximately $630,524.78 that was seized by the FBI from various bank accounts that he operated, his residence, and his vehicle on July 23, 2009. He further agreed that, prior to sentencing, he will pay $100,000 to the United States in lieu of forfeiture of his residence in Elberon. In determining an actual sentence, Judge Pisano will consult the advisory U.S. Sentencing Guidelines, which recommend sentencing ranges that take into account the severity and characteristics of the offenses, the defendant’s criminal history, if any, and other factors. The judge, however, has discretion and is not bound by those guidelines in determining a sentence. Parole has been abolished in the federal system. Defendants who are given custodial terms must serve nearly all of that time. Fishman credited Special Agents of the FBI, under the direction of Special Agent in Charge Michael B. Ward, and Special Agents of the Internal Revenue Service Criminal Investigation Division, under the direction of Special Agent in Charge William P. Offord. Fishman also thanked the Monmouth County Prosecutor’s Office, under the direction of Prosecutor Luis Valentin, for its assistance in the investigation leading to today’s guilty plea. The government is represented by Assistant U.S. Attorneys Maureen Nakly and Mark McCarren of the U.S. Attorney’s Office Special Prosecutions Division in Newark. 10-177 ### Defense Counsel: Lawrence S. Lustberg, Newark, N.J. -2-

Sunday, December 21, 2014

2005 Sam Shpelfogel NEW YORK DAILY NEWS

BRIGHTON BOARD AXES LANDLORD

 
NEW YORK DAILY NEWS
 
Wednesday, November 30, 2005, 12:00 AM

A BOARD MEMBER of a Brighton Beach group that advocates for tenants' rights has resigned his post after revelations he ignored hundreds of violations in a building he owns, the Daily News has learned. Landlord Sam Shpelfogel, a 15-year member of the Brighton Neighborhood Association's board of directors, stepped down last week. His resignation came after The News detailed charges by the city Housing Preservation and Development that Shpelfogel has failed to fix more than 400 maintenance violations at 2822 Brighton Eighth St., a 38-unit building. "Sam has since resigned from my board of directors," said Pat Singer, association director. Singer said she asked Shpelfogel to step aside temporarily while she looks into the charges against him but that he insisted on permanently cutting ties. "I don't want to speak to you," Shpelfogel told a reporter who called him for comment. Lawyers for the city agency are evaluating a new housing court case against Shpelfogel - the second in two years - because of the massive number of violations at his building. In a case that settled last fall, Shpelfogel agreed to fix 715 violations there, officials said. "His cover is gone and he's got to go," a tenant said yesterday of Shpelfogel's resignation. "I've been robbed here three times and it's a result of that front door [lock] - he doesn't want to fix it. Another tenant called 311 so frequently about leaks, mold and roaches in her apartment that after The News' Nov. 16 article, a city operator called her. "311 called me and said, 'You made the paper,' " said mother of five Dionna Hodges. Shpelfogel previously said that some tenants, including Hodges, have refused to allow city inspectors in to see that repairs have been made. Hodges said she refused to allow Shpelfogel in because he harasses her. City officials stood behind the Brighton association's work - and the $22,000 the group gets from the City Council each year. The state's Division of Housing and Community Renewal gives the group $65,000 a year. Because Shpelfogel stepped down, the city's money will continue to flow to the group, said City Councilman Lewis Fidler (D-Marine Park). "You got the best result," said Fidler, a member of the Council's Housing and Buildings Committee, of Shpelfogel's resignation. Of the 410 outstanding violations at the building, 43 areconsidered dangerous - class C - violations according to city records. mgrace@nydailynews.com

как Янкловиц оформил свои фиктивные благотоворительные организации?


Вот как Янкловиц оформил свои фиктивные благотоворительные организации:



Tuesday, December 16, 2014

а что на счёт Гурманофф? 2 Brighton Neighborhood Association

Brooklyn's Gourmanoff Market Donating Thousands Worth Of Free Turkeys

Gourmanoff Market® is partnering with the Brighton Beach Neighborhood Association to give away free Thanksgiving turkeys to local residents in need. 
Gourmnaoff has pledged to donate over 150 turkeys, a value of nearly $5000. 
The turkeys will be available for pickup all day on Tuesday November 25th beginning at10:00 AM  inside the Chase Bank building at 1002 Brighton Beach Ave in Brooklyn, NY.  
Starting on Wednesday November 19th, the Brighton Beach Neighborhood Association led by Pat Singer gave qualified recipients special redemption vouchers.  To be eligible to receive a voucher qualified recipients showed either a Medicare care, a food stamps benefits card or a VA card. 
Gourmanoff's CEO, Mr. Edward Shnayder, remarked that, "since Gourmanoff's opening in August we have increasingly looked for ways to give back to the local community.  The cost of making a traditional Thanksgiving meal can be costly, but it is an American tradition from which no one should be excluded.  Therefore we felt that this was the right thing to do just in time for the holidays. I really view it as our way of saying thank you to the local community for welcoming us to the neighborhood." 
The Brighton Beach Neighborhood Association Executive Director, Pat Singer, added that, "for over more than thirty years our organization has sought ways to make life better for 

Открыв страницу:

Our neighborhood association provides a range of social services to the residents of Brighton Beach, Brooklyn, NY. Established in 1977, Brighton Neighborhood Association is a nonprofit 501(c)3 Charitable organization that helps residents with quality-of-life issues, including advocacy, housing, senior care, youth services, and immigrant outreach.Serving the Brighton Beach community for more than 37 years, we've been cited by all levels of the government for our dedication to social services. We are now located inside Chase Bank at 1002 Brighton Beach Ave.  



а что на счёт Гурманофф?

1. адресс:
1029 Brighton Beach Ave (Brighton 11 St), Brooklyn, NY 11235, United States
2. смотеть забив данные адреса:
http://nycprop.nyc.gov/nycproperty/nynav/jsp/stmtassesslst.jsp

Owner(s):OCEANA HOLDING CORP
Property Address:1035 BRIGHTON BEACH AVE

OCEANA HOLDING CORP
3172 CONEY ISLAND AV P.O. BOX

BROOKLYN NY 11235

гоогл поиск дал инфо неожиданного плана: оказивается владельцы дома (в котором закрылся театр Миллениум и вместо театра открылся продуктовый магазин Гурманофф) последние годы судятся.




гоогл поиск дал инфо неожиданного плана: оказывается владельцы дома (в котором закрылся театр Миллениум и вместо театра открылся продуктовый магазин Гурманофф) последние годы судятся. Дело связано с финансовыми манипуляциями и тройной бугалтерией, где нет ясности и отчётности 

риалтор, Милая дама

Для тех кто хочет купить квартиру в Маленькая Одесса Бруклин Нью-Йорка или
Для точной информации непоятных терминов я даю бам ссилки. Пожалуйста посвтятите время этомт вопросу так как квартирный вопрос ето вопрос жизни и здоровья.
Наивность в этом вопросе непростительна. Я сам стал жертвой аферистов не понимая что принципы честного бизнесса не применимы к такому месту как Нью-Йорк, Бруклин и Маленькая Одесса в частности. Но по здешним нравам обывателей делиться своими неудачами глупость, наоборот свои ошибки  обыватель выходец с территорий СССР выдаёт за удачи и на я закончу отвлечённую тему о том что марксисты бы коротко озаглавили как мелко-буржуазное декаденство и мораль анти-социального неприятия всего того что не касается личных интересов и совственной семьи, критики более современного плана называют такую культуру - низкой

Я купил кооперативную квартирув доме 3250 на Кони Айланд авеню в Бруклине в 2000-х. Как и всех меня манило близкое рассположение к океану, пляжам и магазинам, просто на первый взгляд Ницца в Нью-Йорке где такие места стоят миллионов а тут квартира кооператив какие-то смешные пару сотен тысяч.
Я с праздником на душе вьехал в квартиру ожидая как летом я буду балдеть на океане и в собственной квартире а не на пляже смывать океанскую соль. Как я стану моржом, и как я смогу оздоровиться от моей работы связанной с компьютерным анализированием, а значит многими часами у монитора со всеми вытекающими последствиями.
Милая дама, риалтор, показала мне варианты из которых самым выгодным казался вариант в доме 3250 на Кони Айланд авеню в Бруклине.
Я повидал виды у знакомых на Брайтоне и казалось бы понимал насколько неправдоподобно было то что милая дама мне "нашла" - жемчужину у моря в на вид ровно-стоящем доме довоенной постройки. Как я слышал строили тут дома тогда американские немцы и по особой системе привязывая дома (обьясню ниже) к дому. И поетому такой дом стоял бы до скончания века если бы не....
О даме скажу что за свои % комиссионных она видимо обманет и дочь родную тем более какого-то там програмиста, но ей видимо в прок не пошло, не видно её как в "старое доброе время" в собственном офисе на Брайтоне, давно тот дом где она имела офис снесли после пожара. Надеюсь без человеческих жертв как и обычно когда горят дома по схеме страховых афер. Но я не об том. То дело не столь личное и болезненное как аферы с квартирами.

Я сам стал жертвой аферистов

Для тех кто хочет купить квартиру в Маленькая Одесса Бруклин Нью-Йорка или BUYER BEWARE
Для точной информации непоятных терминов я даю бам ссилки. Пожалуйста посвтятите время этомт вопросу так как квартирный вопрос ето вопрос жизни и здоровья.
Наивность в этом вопросе непростительна. Я сам стал жертвой аферистов не понимая что принципы честного бизнесса не применимы к такому месту как Нью-Йорк, Бруклин и Маленькая Одесса в частности. Но по здешним нравам обывателей делиться своими неудачами глупость, наоборот свои ошибки  обыватель выходец с территорий СССР выдаёт за удачи и на я закончу отвлечённую тему о том что марксисты бы коротко озаглавили как мелко-буржуазное декаденство и мораль анти-социального неприятия всего того что не касается личных интересов и собственной семьи, критики более современного плана называют такую культуру - низкой LOW CULTURE

Для тех кто хочет купить квартиру в Маленькой Одессе Нью-Йорка

Для тех кто хочет купить квартиру в Маленькой Одессе Нью-Йорка или BUYER BEWARE

Для точной информации непоятных терминов я даю вам ссилки. Пожалуйста, посвтятите время  этому  вопросу, так как квартирный вопрос ето вопрос жизни и здоровья.